February 2026 Premium Bonds Winners: Check Your £1M Jackpot
Although Valentine’s Day is still a few weeks away, two fortunate Premium Bonds participants are already basking in joy after securing the coveted £1 million jackpot prizes each.
These winners, one residing in central Bedfordshire and the other in Liverpool, have likely received direct notifications from NS&I’s dedicated Agent Million team, informing them of their massive top-tier winnings for this month’s draw.
Number of Winners in the February 2026 Premium Bonds Draw
During the February 2026 Premium Bonds prize distribution, participants had the opportunity to claim over 6.1 million tax-free rewards, collectively valued at more than £408 million in total.
This impressive payout contributes to the staggering cumulative total of £40 billion that Premium Bonds holders have received since the inaugural draw back in 1957.
The prize amounts available span from the modest £25 tier all the way up to the life-changing £1 million jackpot.
In this particular draw, a total of 78 individuals celebrated victories of £100,000 apiece, 154 holders pocketed £50,000 each, 311 received £25,000 prizes, and as many as 777 winners took home £10,000 rewards.
For a comprehensive overview of the prize breakdown, the following table outlines the distribution across all categories:
| Value of prize | Number of prizes |
|---|---|
| £1,000,000 | 2 |
| £100,000 | 78 |
| £50,000 | 154 |
| £25,000 | 311 |
| £10,000 | 777 |
| £5,000 | 1,553 |
| £1,000 | 16,322 |
| £500 | 48,966 |
| £100 | 1,735,948 |
| £50 | 1,735,948 |
| £25 | 2,643,007 |
The grand total value distributed amounted to £408,082,375 across 6,183,066 individual prizes, highlighting the scale and generosity of this month’s event.
Steps to Verify If You Have Won a Prize
NS&I announces the £1 million Premium Bonds jackpot recipients on the first working day of every month, with direct contact made to those triumphant holders to share the good news.
For prizes ranging from £25 to £100,000, bondholders are encouraged to utilize the official Premium Bonds prize checker application or access the NS&I website starting from the day following the first working day of the month. For the February draw, this checking window opened on Tuesday, 3 February.
When using the NS&I online platform to search for Premium Bonds winnings, individuals must input their unique Premium Bonds holder’s number. Alternatively, those employing the dedicated Premium Bonds mobile app can log in using either their holder’s number or their general NS&I account number for convenience.
It’s particularly advisable to perform these checks promptly, as there are currently 2,713,707 unclaimed prizes totaling £114,769,950 awaiting their rightful owners across the country.
In the central Bedfordshire region alone, approximately 10,400 prizes valued at £433,225 remain uncollected, with records stretching back as far as February 1968. Among these, the largest outstanding award is a £10,000 prize from the January 2024 draw, secured by a holder with just a £100 bond investment.
Meanwhile, in Liverpool, a £5,000 prize originating from the May 2023 draw stands as the highest unclaimed amount in the locality, underscoring the importance of regular verifications.
Additionally, 13 prizes of £1,000 each, some dating back to November 1987, are still pending collection in various areas, serving as a reminder of long-forgotten windfalls.
The monthly thrill of potentially landing a substantial cash prize keeps many engaged with Premium Bonds, though it’s worth noting that recent adjustments have lowered the overall prize rate. Savvy savers might explore other investment avenues where returns could prove more consistent and rewarding over time.
